FAQs

Where is DBZ located?

DBZ is a Pittsburgh based firm, located in the historic Frick building in Downtown Pittsburgh! What to know more about us? Click Here.

 

What are DBZ’s hours?

Our office’s hours are M-F; 8:30 am to 5 pm.

 

What is a retirement plan Third Party Administrator (TPA)?

TPA’s provide the assistance and guidance you need to keep your retirement plan compliant with complex government regulations. To learn more about what TPAs offer your business, please visit out TPA page!

 

What different types of retirement plans are there?

Please visit our Plan Types page to learn about the various plans!

 

What type of retirement plan services do you offer?

At DBZ our services include: plan design, TPA, plan document and consulting. For more information, please visit our Our Services page to learn more about what we can do for your existing or new plan!

 

What is an Actuary?

An actuary is someone who has satisfied the qualifications and standards outlined in the regulations of the Joint Board for the Enrollment of Actuaries and who has also been approved to perform the actuarial services as required under the Employee Retirement Income Security Act of 1974 (ERISA).

 

Why does my Defined Benefit Plan need an Actuary?

Actuaries suggest methods to eliminate or reduce damage to parties if a future event occurs. They are primarily concerned with the payment of benefits, including death benefits, from a defined benefit plan. Actuaries also perform annual calculations that dictate the required amount of an employer’s annual contribution to the plan; which ensures that current and future plan benefits are available to all participants.

 

As an employer my plan has become too overwhelming to run internally, but I don’t want to terminate it. What do I do?

DBZ offers 3(16) Fiduciary Services! DBZ would act as a 3(16) Plan Administrator; We would have a fiduciary responsibility for the daily operation of the retirement plan for tasks such as determining eligibility, fixing operational errors, and providing participant disclosures and notices.  Thus, helping you, the employer, keep tasks accurate and complete. For more information please visit our 3(16) Fiduciary Services page!

 

How much money can I put away for my retirement?

Each year the U.S. government adjusts the limits for qualified plans and Social Security to reflect cost-of-living adjustments and changes in the law.  For a full list of this years Plan Limits please, click here.

 

I’m a current client – how can I access my plan information online? 

Your plan information is available to you at any time on our online portal PlanSponsorLink! Click here for step-by-step log in instructions.

 

I’m a financial professional – How can I access my clients plan information online?

Your client’s plan information is available to you at any time on our online portal PlanSponsorLink! Click here for step-by-step log in instructions.

 

I just received my invoice, what payment types do you accept?

We accept payments via check and online via credit card! Please click here for more information.

 

I might be interested in starting a retirement plan for my business – What is my first step?

We’re happy to help! Give us a call at 412-263-0102 or click here to submit an information request form!