What We Do

As a full-service retirement plan consulting and actuarial firm, your partnership with Dunbar, Bender & Zapf, Inc. ensures that you receive superior service. We offer a full range of retirement plan services and are dedicated to helping you identify your retirement and savings goals. DBZ is a fee-for-services company that is not licensed to provide investment services.

Plan Design

Our professional consultants will devise a customized retirement plan that suits your specific needs. With in-depth benefit studies, we can help you select and implement the best retirement plan model for your business. See the Plan Types section of our website for a brief description of the variety of plans we design and provide administration services for.

For employers looking to modify or eliminate an existing plan, DBZ can provide you with redesign options. Whether your existing plan is too costly, not meeting your tax deduction needs or simply outdated, we can assist with all aspects of plan redesign. In addition, we can guide and assist you with the plan termination process.

Plan Administration

DBZ provides plan administration services that will ensure smooth and efficient plan operation. We provide the assistance and guidance you need to keep your retirement plan compliant with complex government regulations. Our plan administration services are tailored to your plan and may include:

  • Annual or quarterly valuations including detailed reports
  • Customized plan administration materials and the availability of a customer service representative to address participant inquiries for large plans
  • Employee meetings
  • Defined benefit plan actuarial services
  • Cost analysis

Plan Document Services

With Dunbar, Bender & Zapf, Inc.’s plan document services, we will make sure that your plan documents are updated and maintained, so that your plan meets all compliance requirements. Our knowledge and resources allow us to remain current in the ever-evolving retirement plan industry. Our plan document services include, but are not limited to:

  • Plan Document preparation
  • Summary Plan Description preparation
  • Voluntary and required Plan Amendments
  • IRS Voluntary Correction Program filings

Consulting Services

Managing a retirement benefit plan can be complicated and time-consuming. Our consultants and benefits professionals are dedicated to providing you with customized advice and cost effective solutions for your retirement plan. Our consulting services may include meeting with you and your advisors, providing assistance with IRS, DOL, and PBGC audits, or delivering expert testimony for municipal plan arbitrations.